Foregoing Health Coverage for More Paid Vacation Time?

Would you accept this deal?





You shall forego health coverage provided by your employer.


As a consequence you shall receive an extra three weeks


paid vacation per year from employer.





Agreeing to these terms still allows you to subscribe to limited health coverage


under which plan you are only covered if you have an emergency and you are


rushed to the Emergency Room by ambulance.





The insurer has the right to challenge your claim if there is sufficient evidence that


you abused the ER option and that it wasn鈥檛 really an emergency situation.





You would need to make a three-year commitment to such agreement with your employer.





(This is how your employer benefits from such arrangement because


he can get lower premiums from the insurer by making a three-year


commitment with the Health Provider.)|||Well, I don't really have that problem. I'm from France, we've got great health care system, we get 5 weeks vacation per year for working full time. And in France, ERs are for emergencies ONLY (real emergencies, not the flu or illness of the sort. For that we go to a regular MD).





I've lived in the US for years (not anymore though), and at first it was weird to me that people would go to the ER for a simple flu.